Are you up for a challenge?

Click here to read all of the on-line challenges I'm participating in the month.

Apparently I am. And apparently I love them. So much so, we can call October the month of Toni participating in a whole bunch of on-line challenges. Just for fun.

Sigh. Something tells me that I may have overextended myself in the on-line world. However, these challenges are really good and I know I am going to learn a lot from participating.

So…if your ready, I am going to share them with you in case you’d like to participate. If you do, tweet me and let me know which one you participate in.

Women Living Well. Courtney hosts this challenge every fall. It’s focus is on Making Your Home a Haven. I need this challenge — like yesterday. I will admit to you that sometimes my home is anything but a haven. Instead of a haven, it can be filled with negative energy, sibling rivalry, dirty laundry, and dishes in the sink. It’s not a house cleaning challenge, but it is a way to get a simple reminder that small things can have a big impact on our daily lives. And the challenge assignments are given weekly, not daily. How convenient is that?

Write 31 Days. Bloggers from all over the world are joining together to write about one topic everyday this month. I am writing about social media, because at the end of the challenge I am hoping to combine all of my blog posts into an e-book for my on-line business.

Content Creation Challenge. In the past 6 weeks, I have successfully transitioned from being a recreational blogger to a full-time blogger. While scary to say the least, I have been able to utilize the services of a blogging coach who really helps me in crafting my message. If you are a blogger, head over to the content creation site and learn how step your own blogging game up. And because I know you’re wondering, yes…there is money to be made in blogging.

The Finance Bar Mental Money Cleanse. I actually stumbled upon this site while designing my own blog. My blogging coach has a background in graphic design and web development, and I learn a lot from her about those things in addition to the business of blogging. She actually designed the Finance Bar website and as I was looking at it from a design perspective, I discovered that the site has really great information. The Finance Bar is a non-profit mobile hub personalized for women seeking to make smarter financial decisions in order to live a financially confident lifestyle.

And if that wasn’t enough, I decided to create my own #blingyourblog challenge with some blogging friends. If you are a beginning blogger, or think you may want to start a blog, then this challenge is for you. You can sign up for it here.

In case you missed any other recent blog posts, click on one of the images below.

A single mom embraces the term.


A Mom's Review of the 2015 Buick Enclave.

Too tired to shop?

As a single mom of three kids, I am tired a lot. As a single mom of three kids who struggles with thyroid disease, I am tired all of the time. But I still love shopping. And of course, I must have clothes and accessories, right? So I’m going to tell you what I do, and I want you to tell me what you do…so we can share shopping tips and be fashionable together. Especially now that spring is here!

1. Subscribe to
There are several sites like Just Fab, but they are my favorite. Here’s how it works. You become a member for free and they customize a boutique for you every month. The boutique consists of shoes, bags, and jewelry. Mostly everything costs $39.95, with free shipping. Your boutique selections are based on surveys where the fashion stylists can gauge your style and preferences. It took a couple of months for my boutique to sync with all the things I really like, but after a membership for a year, I’ve been quite pleased.

In order to enjoy the fabulosity that is Just Fab, you must be aware of one thing! Boutiques are available for viewing on the 1st of the month. You have until the 5th of the month to decline a purchase that month. If you do not decline a purchase, your credit or debit card will be charged for the month on the 6th. If you are charged, you have a credit for future use whenever you want.

So far, I’ve bought 2 purses, a pair of flats, and two pair of boots. Their products are stylish, classic, and good quality.

2. Ebay
I buy everything I can on Ebay. I keep a running list of items that I want and it truly allows me to comparison shop. It keeps my sanity, especially during the Christmas shopping season.

3. Amazon
This one requires another investment in order to really reap the benefits of the site. Subscribe to Amazon prime! Amazon is not just books anymore and is a great on-line shopping resource, and it gives you the opportunity to maintain a Wish List! The Amazon Prime membership gives you free two-day shipping and if your a techie, free access to movies, and television shows.

Those are my three on-line shopping staples. How do you manage to shop if you’re tired?